# Fractality Overview Fractality is a lending protocol that allows users to earn a yield through different strategies, pro-share basis. The yield is offered to users, and in return, the protocol uses the liquidity provided to run low-risk basis trading strategy on centralized exchanges (CEXs)/decentralized perpetual exchanges, liquidity provision on a variety of low-risk pairs/vaults, & more. Once liquidity is deposited into the vault, users receive frUSDT tokens with no maturity date, paying yield on a daily basis. frUSDT can be burned anytime, with a 24-hour cooldown period to redeem the principal amount that was deposited. Fractality currently accepts USDT as collateral assets; however, Fractality expands accepted collateral assets and other strategies frequently. > Website: > > Discord: > > X: > > Medium: **Current Feature Availability** * ***Accepted Collateral:** Earn yield by depositing USDT as collateral.* * ***Withdrawals:** Users can request a withdrawal of their total shares or a proportion of their shares. Requested withdrawals are subject to a **24-hour cooldown period** before they can be redeemed.* --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://fractality.gitbook.io/fractality/fractality-overview.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.