> For the complete documentation index, see [llms.txt](https://fractality.gitbook.io/fractality/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://fractality.gitbook.io/fractality/fractality-overview.md).

# Fractality Overview

Fractality is a lending protocol that allows users to earn a yield through different strategies, pro-share basis. The yield is offered to users, and in return, the protocol uses the liquidity provided to run low-risk basis trading strategy on centralized exchanges (CEXs)/decentralized perpetual exchanges, liquidity provision on a variety of low-risk pairs/vaults, & more.

Once liquidity is deposited into the vault, users receive frUSDT tokens with no maturity date, paying yield on a daily basis. frUSDT can be burned anytime, with a 24-hour cooldown period to redeem the principal amount that was deposited.

Fractality currently accepts USDT as collateral assets; however, Fractality expands accepted collateral assets and other strategies frequently.

> Website: <https://fractality.xyz>
>
> Discord: <https://discord.gg/htVubqYt>
>
> X: <https://twitter.com/fractality_fi>
>
> Medium: <https://medium.com/@Fractality_fi>

**Current Feature Availability**

* ***Accepted Collateral:** Earn yield by depositing USDT as collateral.*
* ***Withdrawals:** Users can request a withdrawal of their total shares or a proportion of their shares. Requested withdrawals are subject to a **24-hour cooldown period** before they can be redeemed.*